Solicitor, mediator, consultant and trainer
For cutting edge commentary
Halsbury Rule of Law Award
Reforming compulsory motor insurance for
The UK’s statutory compulsory motor
insurance regime, which dates back to the Road Traffic Act 1930, is unfit for
purpose in the 21st Century.
Leaving aside the numerous gaps in protection
that breach the minimum standard of compensatory protection required under
European law, which may not apply for much longer, it fails to provide adequate
protection for victims injured by vehicles equipped with advanced forms of
automation. These were first introduced onto
our roads in 2017 and they are present in increasing numbers.
Accidents caused by mechanical and software
defects are not caught by the compulsory motor insurance regime that only
requires the cover to indemnify against the personal liability of the vehicle’s
user. The strict liability provisions imposed
under the Automated & Electric Vehicles Act 2018 only apply to advanced
forms of automation.
- See my blog entries at http://nicholasbevan.blogspot.com/
- See my New Law Journal double feature,
Driverless Vehicles: a future perfect? and also Moving Up A Gear, By Rachel Rothwell
in the Law Society Gazette